Editing Samsara:Examples of play (section)

===Example 1===
Naughty Gutboy Barrelhouse of old-school fame attacks his companion Balto the Monk with his battle-axe (he’s evil, remember). Gutboy has a modifier of  STR (+3) + DEX (0) + Battle Axe (+3), for a total of +5. In reaction, Balto has a modifier of STA (0) + SPD (+1), with no abilities applicable (for those who recall Balto, he’s only a 1st level monk, poor sod, and ought to travel in better company).  Gutboy rolls a d12 and gets a “7”, which when computed is 7 (roll) + 5 (his active modifier) - 1 (Balto’s reactive mod) = “11”.  A Contest roll of  “11” result in 1.66 checks being delivered.  Gutboy’s axe has an Effect rating of 3, so he multiplies the Effect rating (3) by the checks (1.66) this by 1.5 and finds that he has delivered 5 checks to Balto (3 x 1.66 = 4.98, rounded up to 5). Balto is now at –5 to take any action in the contest and is pretty much in trouble. If he tries to attack, his +1 mod has turned into a –4 (+1 – 5).