Editing Dwimmermount: If Trouble Was Money (section)

=== Lifestyle Costs ===
'''The following are guidelines and not fully instituted. For example, it turns out none of us give a shit about stabling animals.'''
*A character's monthly lifestyle cost is equal to the amount for a "Henchman Monthly Fee" for a character of their Hit Die. See page 51, ACKS.
**For a first level character, this includes the shelter and food necessary to keep body and soul together.
**At second level, the character may ignore the cost for reasonable amounts of consumable items (Arrows, torches, flasks of oil, rations.)
**At third level, the character may ignore the cost of stabling a riding animal.
**At fourth, a riding animal and one or two additional pack animals.
**At fifth, the character's expenditures will likely be noticed anywhere that he stays very long, unless the community is so wealthy as to make this unremarkable. He is probably renting a townhouse and hiring a few personal servants wherever he stays, rather than staying in a boarding house like some common wanderer.
**At sixth, ignore costs for passage on ships, etc. The character is assumed to have appropriate clothing and frequently buying more clothes. Ignore the cost of basically anything a peasant might own. If he loses his horse, he can get another. If he wants to throw a feast for a village, he can probably do it.
**At seventh, the character may be assumed to have a small bodyguard of hireling mercenaries, even apart from his henchmen. 
**At eighth, the character can make reasonable consultations with sages, purchase clerical healing, and hire crews for ships (for example) without further expense. So long as he already has a ship, mind you.
**At ninth, the character's troops that come due to reaching Name level need not be paid wages beyond what is covered by their lifestyle.
**At tenth, the character should really not be paying much attention to how much any mundane good costs, short of hiring an army or building a fortress.
**At eleventh and above, most problems that can be solved by throwing money at them are effectively no longer an issue.