Talk:WS:Character death

After the email discussion, I thought that the decision was that new characters come in as (current points of dead character) - 30 points (or so). Is that including unspent XP?

In other words, If I build up 60 unspent XP, with a point total of say 320, and then die, does my new character get 290 points + 60 unspent XP? This seems to be a strange loophole.